Santa Clarita Valley Real Estate

The Lenders we work with provide Conventional, FHA, VA fixed rate loans with rates often better than those offered by direct or correspondent lenders. We provide quick, smooth and ON TIME closings for our clients. We all should know how important FICO scores are, so here are some basic information to enhance your FICO knowledge and your score. Good credit scores help make it possible to qualify at better rates. For those with lesser FICO scores, we use more forgiving FHA loans. We can help you get qualified and ensure you get to move in or close escrow on the day you want. FICO Scores are weighted and structured with the following weight: 35% by Payment History 30% by Balances Owed 15% by Length of Credit History 10% by New Credit 10% by Types of Credit in Use And the overall calculated ranges: 720 - 850 Excellent, A-paper credit, the "good-guy" rates available; 680 - 719 Good, not much of a compromise on rates; 620 - 679 OK or Fair, clearly in range for FHA consideration;

The following press releases were posted between 01/20/2009 and 01/30/2009: MAJOR CRIME DECREASES 14.6% IN CITY - Burglary and Larceny Theft Show Double Digit Reductions for 2008 SANTA CLARITA POOL OPENS NEW LAP SWIM PROGRAM CITY’S GRAFFITI REMOVAL TASK FORCE SEES SIGNIFICANT IMPACT IN 2008 FINAL TEAMS ANNOUNCED FOR 2009 AMGEN TOUR OF CALIFORNIA - Santa Clarita to host Lance Armstrong, Levi Leipheimer Fabian Cancellara and Oscar Freire Among the World’s Best Teams February 2, 2009 NAMES BEING ACCEPTED FOR CENTRAL PARK'S YOUTH GROVE MEMORIAL COUNCIL MEMBER MARSHA MCLEAN RE-ELECTED TO COUNTY LIBRARY COMMISSION Visit www.santa-clarita.com/press to view all press releases.

Homes sales in the West jumped 13.6 percent to an annual rate of 1.25 million in December and are 31.6 percent higher than a year ago. NAR Housing wizard Yun said the market is actually “ underperforming ” and hurting the broader economy. “We’ ve added 25 million people to our population over the past decade and housing affordability conditions are the best we’ ve seen since 1973, but household formation is much lower than expected,” he said. “Consequently, there is a pent-up demand which could be unleashed with the right stimulus, including a non-repayable home buyer tax credit. The Obama administration and Congress need to move fast to stimulate a spring sales upturn which will help to stabilize home prices and set the foundation for a sustainable economic recovery.” Want an opportunity in today's real estate market. Click here to see this weeks best foreclosure deals. The link below will open your web browser to see the properties. Client Brief Report + Photos The links wi