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Low home loan rates create more affordable housing.

HOME LOAN RATES REMAIN LOWER:   

NOW MAY BE THE PERFECT TIME TO SEE HOW MUCH YOU CAN SAVE ON YOUR NEXT MOVE.  HAVE YOU BEEN CONSIDERING DOWNSIZING, UP-SCALING,  MOVING TO A BETTER NEIGHBORHOOD OR SCHOOL DISTRICT?  

IF YOUR CURRENTLY RENTING THIS IS ALMOST A NO BRAINIER, WHEN YOU COMPARE YOUR RENT TO YOUR INVESTMENT IN OWN HOME.   



TODAY'S  CONFORMING LOANS TO 417K OFFER THE FOLLOWING:
5/1 ARM: 3.25%with zero points
10 Year Fixed: 3.375% with zero points
15 Year Fixed: 4% with zero points
30 Year Fixed: 4.75% with zero points.

JUMBO TO 729K
5/1 ARM: 3.5% with zero points
10 Year Fixed: 3.875% with zero points
15 Year Fixed: 4% with zero points
30 Year Fixed: 4.75% with zero points
out-of-pocket cost is for the appraisal.

SUPER JUMBO TO 1.5MM
5/1 ARM: 4% with 1/2 point
30 Year Fixed: 4.75% with 1/2 point
  
Special attention to consider the 30 year fixed rate on Super Jumbo. This rate has never been this low.  Usually rates on the Super Jumbo are at least .75% higher than the 729K loan.  Also note the 10 year fixed on conforming.  3.375% rate with zero points is incredible for those who can afford the shorter amortization period.   

WANT TO SEE WHAT YOUR BUYING POWER IS TODAY?  LET ME KNOW AND WE CAN FIND OUT IN ABOUT 10 MINUTES.

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